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davidwhittington

October 10, 2026
davidwhittington

Homeowners Insurance vs. Windstorm Insurance: What Texas Gulf Coast Homeowners Need to Know

If you own a home along the Texas Gulf Coast, understanding the difference between homeowners insurance and windstorm insurance is essential to protecting your investment. Many homeowners assume their homeowners insurance policy covers all types of storm damage. However, in coastal areas of Texas, windstorm and hail coverage may need to be purchased separately. Knowing […]
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September 26, 2026
davidwhittington

Wind Damage or Flood Damage? What Texas Coastal Homeowners Need to Know

Living on the Texas Gulf Coast means preparing for more than one kind of storm damage. A hurricane can bring damaging wind, heavy rain, and rising water in the same afternoon. Yet those losses may fall under different insurance policies. The best time to sort out your coverage is before a storm is in the […]
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September 12, 2026
davidwhittington

Buying a Home Near the Texas Coast? Check the Insurance Cost Before You Close

Buying a home along the Texas Gulf Coast can be exciting, but there’s one expense many buyers don’t investigate early enough: insurance. Before you make an offer—or at least before your option period ends—it’s a good idea to find out what it will actually cost to insure the property. Two homes with similar prices just […]
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August 29, 2026
davidwhittington

Coastal Insurance Is Different — Work With a Specialist Who Understands It

Owning a home along the Texas Gulf Coast comes with insurance challenges that homeowners in other parts of the state may never encounter. From hurricanes and windstorms to flooding and changing insurance requirements, coastal properties require a different level of knowledge and attention. At Whittington Insurance, coastal insurance isn’t something we occasionally handle — it’s one […]
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August 13, 2026
davidwhittington

Is the Cheapest Home Insurance Policy Really the Best Deal?

When shopping for homeowners insurance, it’s natural to focus on price. Everyone wants to save money, and with insurance premiums increasing in recent years, finding an affordable policy is more important than ever. But the lowest premium doesn’t always mean the best value. The real test of an insurance policy comes when you have a […]
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July 29, 2026
davidwhittington

Hurricane Season Is Here – Is Your Insurance Ready?

Hurricane season is well underway, and while we all hope severe weather stays away, now is the best time to make sure your insurance coverage is ready if it doesn’t. At our agency, we encourage homeowners to review their insurance before a storm is in the Gulf. Once a named storm is approaching, insurance companies […]
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